Insurers: fewer home fire damage claims in Haarlem again last year
The number of residential fire insurance claims and fire department interventions in Haarlem decreased last year. However, the total cost of damages remains high due to inflation and rising construction expenses, leading to an increase in average monthly insurance premiums for residents.
The number of insurance claims resulting from residential fires in Haarlem declined again last year, with residents filing 257 claims. Data from the Netherlands Institute for Public Safety confirms a downward trend in fire department interventions, which totaled 58 incidents in the city during the same period. Despite this decrease in the frequency of fires, the financial impact has risen significantly due to higher repair costs caused by inflation, expensive building materials, and the inclusion of costly technology like solar panels and heat pumps in modern homes. Consequently, the average cost per claim reached nearly 7,000 euros nationwide.
This upward trend in costs has affected insurance premiums, with the average monthly residential insurance cost in Haarlem rising from 21.77 euros to 23.06 euros this year. While the annual number of claims has dropped, the severity of individual fires remains a concern. Furthermore, current data shows that fire department activity in Haarlem has intensified this year, reaching 54 residential fire responses by the end of August, the highest figure seen in four years.
Based on reporting by ad. Translated and condensed by LocalHeadlines.
